Dealerships are targets for ID thieves
Canada Goose Parka When Scottsdale, Ariz., police pulled over a vehicle on Sept. 10, 2008, they uncovered a fraud ring with ties to drugs, prostitution and a local auto dealership. Canada Goose Parka
“It was basically a forgery mill on wheels,” Canada Goose Online Scottsdale Canada Goose Parka Police Detective Scott Much said.
canada goose clearance sale Inside the car, mixed Canada Goose sale in with credit card numbers stolen from a telemarketing company, were sales contracts from Henry Brown Buick GMC Pontiac in the nearby suburb of cheap canada goose uk Gilbert, Ariz. Police went to the canada goose dealership and talked to owner Henry Brown. canada goose clearance sale
canada goose black friday sale Brown, shocked to hear about the security breach, cooperated with investigators. Together they figured out the common element to the sales contracts gone missing: All those customers were handled by finance manager Dominick Hurley. canada goose black friday sale
canada goose store It’s buy canada goose jacket a crime story that law enforcement officials say happens too often one that dealers fear and can be reluctant to discuss when it happens at their dealerships and their customers are victimized. canada goose store
Hurley, then Canada Goose Outlet 46, had long worked for area dealerships in between prison stints, that is. With 17 felony canada goose uk outlet convictions for such crimes as burglary, credit card theft and drug violations, Hurley was a “career criminal,” Much said.
But he also https://www.topcanadagoose.ca was charismatic and a top producer in the finance department, earning $200,000 or more annually. Even some of the dealership customers who were victimized initially couldn’t believe Hurley had canada goose store been involved in stealing their personal information, the investigator said.
Dealership management, however, already was suspicious, according to police. A General Motors audit of a gift card incentive to truck buyers had turned up discrepancies. Hurley later admitted diverting $28,500 in Lowe’s and Canada Goose Outlet Best Buy gift cards to himself and another member of the fraud ring, canada goose black friday sale officials said.
Brown did not respond to requests for an interview. But the dealer fired Hurley after that police visit, Much said. Two days after the visit, police stopped Hurley as he was driving away from his home and arrested him. A search of his house and car turned up more customer files.
canadian goose jacket In all, Hurley stole the personal information of about a dozen customers of Henry Brown Buick GMC Pontiac from late 2007 until he was fired the next September, said Maryann McKessy, chief of the Fraud and Identity Theft Bureau of the Maricopa County Attorney’s Office. canadian goose jacket
“He was giving it to his buddies that he was running around with, doing drugs and prostitution,” McKessy said. “It was access to a different lifestyle.”
Canada Goose Jackets The finance manager’s buddies used that customer information to apply for store credit cards, lease vehicles and rent hotel rooms. Dealership customers, who cheap Canada Goose learned from the police that their identities had been stolen, had a mess to clean up regarding their financial histories. Canada Goose Jackets
cheap Canada Goose “It absolutely screwed with their credit,” McKessy said. cheap Canada Goose
In uk canada goose 2010, Hurley agreed to a plea deal in exchange for testifying against the others and was sentenced to 10 years in prison.
canada goose coats on sale McKessy, who has been prosecuting fraud and identity theft for more than 10 years, said it isn’t the first time one of her cases has involved a car canada goose factory sale dealership. canada goose coats on sale
Canada Goose online “I hate to say it, but it’s a pretty common uk canada goose outlet ground where information is breached,” she said. Canada Goose online
It’s why the auto industry and regulators have worked to crack down on the problem in recent years. Dealerships are targets for identity thieves those working from both the inside and outside. And since cars are such big ticket items and dealers are so vulnerable to bad word of mouth, the consequences of such fraud can be devastating.
buy canada goose jacket cheap “A security breach can be a business killer,” said Patricia Covington, a partner at law firm Hudson Cook in Maryland. She canadian goose jacket is a former CarMax deputy general counsel who has been advising dealerships on legal issues for 14 years. buy canada goose jacket cheap
Canada Goose sale The Red Flags Rule, which went into effect in 2008, requires businesses such as dealerships to identify likely indicators of identity theft and put reasonable canada goose clearance sale detection and response procedures in Canada Goose Jackets place. In certain circumstances, dealerships can be fined up to buy canada goose jacket cheap $2,500 for each violation of the Red Flags Rule. Canada Goose sale
While it has increased dealership canada goose uk black friday compliance and training costs, it also is helping prevent incidents, in part, by increasing awareness, Covington said.
canada goose coats Dave Robertson, executive director of the Association of Finance Canada Goose Coats On Sale and Insurance Professionals, agrees that crackdowns like the Red Flags Rule have been beneficial. canada goose coats
canada goose deals “It’s still a major problem, but it’s not growing as fast,” canada goose coats on sale Robertson said. canada goose deals
canada goose clearance While no hard numbers are available on identity theft cases specifically involving dealerships, the Federal Trade Commission does Canada Goose online report data on consumer complaints to law enforcement and consumer advocacy organizations. Identity theft is the top consumer complaint, according to the FTC, though the number of complaints canada goose clearance dropped through 2010 after peaking at 314,521 in 2008. Complaints had fallen to 250,854 by last year. canada goose clearance
Canada Goose Outlet McKessy, the prosecutor in the Arizona case, says she has seen fewer instances of identity canada goose coats theft related to dealerships in the past five years. Canada Goose Outlet
canada goose McKessy and dealership advisers say instances can be cut down further with some simple practices. canada goose
It can be as low tech as closely examining a customer driver’s license and then scrutinizing the person in front of you, they said. If the license says he is 40, ask more questions if he doesn’t look 40, Robertson said.
buy canada goose jacket Use the information a Social Security number reveals as another test, Robertson said. The first three numbers correspond to the geographic area. So a finance manager could say: “So you got your card in Illinois,” when it really came from Iowa, to see whether the customer knows to correct that information. AFIP has laminated cards available that list Social Security number prefixes and canada goose uk shop their place of origin. buy canada goose jacket
A dealer who is hiring should ask for references, particularly prior employers, and then call and check those references, Covington said.